Financial Advisers in Leamington Spa
Your wealth. Your life.
Finally aligned.
A Leamington Spa IFA driven by evidence-based investing and fairer fixed fees.
We are a Chartered, independent financial adviser (IFA) and wealth management firm based in Leamington Spa, helping individuals, business owners, pension trustees and charities use their assets to live the life they wish to lead.
"Good investing is calmer than most people expect. We follow the evidence rather than forecasts, keep costs low so they stop quietly eroding your returns, and let the plan stay focused on the life you actually want to lead."
UK partner offices
Assets under advice
rockwealth group
5-star client reviews
Choose clarity
with fixed fees
Your Financial MasterPlan starts at £2,000, a figure you see and agree before any work begins. No percentage of your portfolio, no charges that quietly climb as your wealth does.
Advice that starts with your life, not your portfolio
Whether it's planning for retirement, a business exit, inheritance tax or simply peace of mind for the unexpected, we work with you to make sure those goals are realised. Meet our team and start with the decisions that matter most.
Financial Planning
For Leamington Spa clients who are tired of guessing. We put the whole picture in one place, so the big decisions stop feeling like a coin toss.
Learn moreInvestment Advice
Built on evidence rather than opinion: global diversification, costs kept deliberately low, and a strategy tied to your plan instead of the headlines.
Learn moreRetirement Planning
The question behind every meeting: will we have enough? Cashflow modelling turns that worry into a date, a number and a plan you can test.
Learn moreSpecialist advice for complex financial needs
Most advisers talk about goals. The challenge is that, despite how important they are, people often don't really know what their goals are. Life is hectic, and the questions that really matter don't always get the attention they deserve. Helping you answer them is where we start.
One plan, not a drawer full of products. We map what you already have, work out what you actually need, and turn the two into a roadmap you can follow, so every financial decision you make in Leamington Spa points the same way.
Financial Planning
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Two questions decide everything: when can I stop, and will the money last? We model your pensions, savings and spending decades ahead, then shape a withdrawal strategy that stands up to tax, inflation and the odd bad year in markets.
Retirement Planning
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No forecasts, no fund tips, no guesswork. Portfolios are built from decades of academic evidence, spread across thousands of companies worldwide, kept deliberately low-cost, and rebalanced with discipline rather than opinion.
Investing
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Inheritance tax is one of the few taxes you can plan around, but the useful options narrow with time. We look at gifting, trusts, pensions and the reliefs available, working alongside your solicitor so more of what you have built reaches the people you intended.
IHT Planning
Learn moreStop guessing. Start compounding.
Stock tips belong in the headlines, not in your pension. What actually moves the needle over decades is unglamorous: broad diversification, low costs, and leaving compounding alone to do its work.
Global diversification
Thousands of companies across developed and emerging markets, so no single stock, sector or economy gets to decide how your retirement turns out.
Low-cost implementation
Funds we use typically charge 0.2–0.4%, against an average active fund charge of 0.89% in FCA data. Every basis point you do not pay stays invested and compounding.
Rules-based rebalancing
Rebalancing runs to rules, not moods. It quietly trims what has run hot and tops up what has lagged. The discipline most investors abandon at exactly the wrong moment.
Responsible overlay
Prefer your money to reflect your values? Responsible screening is available as an option, applied without quietly giving up expected returns.
What our clients say about our financial advice
Genuine Google reviews from clients of rockwealth Leamington Spa. Each one links straight through to the original.
Common questions about financial advisers in Leamington
Everything you need to know about working with a financial planner in Leamington Spa.
Far less product-selling than most people expect. The first job is to understand the life you are trying to fund, whether that is retiring early, helping children onto the property ladder, or simply knowing your family would be secure without you. Only then does the plan get built, joining up investments, pensions, tax and protection rather than treating each in isolation. We do that from our office on Hamilton Terrace, off Holly Walk in Leamington Spa, Warwickshire, for individuals, business owners, pension trustees and charities.
We charge a clear fixed fee, agreed in writing before any work starts, instead of a percentage of what you invest. The difference compounds. A 1% annual charge on a £500,000 portfolio costs £5,000 in the first year alone, and rises every time your investments grow, even when the work involved has not changed. A fixed fee does not behave that way. Your first conversation costs nothing, and you will always see the number before you commit to anything.
Plenty of people invest perfectly well on their own. Advice tends to earn its keep at the decision points: holding your nerve when markets fall, drawing an income without paying more tax than you need to, starting inheritance tax planning while the useful options are still open, and answering the question most people cannot answer alone: do I actually have enough? Much of that value is behavioural rather than technical. Our client reviews describe it better than we can.
Chris Wallsgrove and Owen Williams are both Chartered Financial Planners, holding advanced qualifications from the Chartered Insurance Institute and the Personal Finance Society, where Owen is a Fellow. Owen is also a member of the Society of Later Life Advisers (SOLLA), which matters when care and later-life decisions enter the conversation. You can read more about our team and our evidence-based approach, which leans on decades of academic research rather than market forecasts.
It starts with a free 30-minute conversation about what has brought you to us and what you would like help with. We will explain how we could approach your situation and be honest about whether we are the right firm for you. You can meet us at our Hamilton Terrace office in central Leamington Spa or speak with us online; we also regularly provide financial advice to clients in Warwick and work with people across Kenilworth, Whitnash, Southam and Stratford-upon-Avon. If we both feel it is a good fit, we will set out the recommended next steps in a written financial planning proposal, together with a clear fixed fee, so you can decide whether to go ahead without any pressure.
Still have questions? We're here to help.
Start with clarity, scale with confidence
You do not need to have all the answers before speaking to us. Tell us what is on your mind and what you would like life to look like; we will help you understand your options and the next step. Book a free, no-obligation conversation with our team today.
